Licensed, bonded & insured since 2004. Same-day emergency response. We work directly with your insurance so you pay less.
From a single missing shingle to a full hurricane tear-off and replacement — we handle every challenge Miami’s climate delivers.
Rapid assessment and repair after hurricanes, high winds, and heavy rain. We handle all insurance documentation and adjuster coordination.
Complete tear-off and installation with premium wind-rated materials. We pull all Miami-Dade permits and pass all inspections on your behalf.
Leak detection, shingle replacement, flashing, ridge caps, and structural fixes. We find the source — not just the symptom — and fix it right.
24/7 emergency tarping and crew dispatch. We arrive within 2–4 hours to stop water intrusion and protect your home from further damage.
Repair and replacement of concrete and clay tile — Miami’s most popular material. Precision colour matching and wind-rated mortar on every job.
Detailed written inspections for home buyers, sellers, and insurance renewals. Drone inspection available, results delivered same day.
TPO, EPDM, and modified bitumen systems for flat and low-slope roofs. Full waterproofing, seam repair, and cool-roof coating available.
Cool roof coatings and ventilation upgrades that can cut your FPL bill by up to 20%. Energy savings documented in writing.
Complete gutter cleaning, repair, and seamless installation. Soffit and fascia restoration to protect your roof edge and close animal entry.
We’ll send a certified inspector to your home — completely free, zero obligation. Most homeowners get a written report within 24 hours.
No surprises, no hidden costs. From first call to final walkthrough, you’ll know exactly what’s happening at every step.
A licensed inspector evaluates your roof — decking, flashing, drainage, and shingles — and delivers a written report same day.
Clear, itemized pricing with zero hidden fees. We also guide you through filing your insurance claim if applicable.
We help you choose materials suited to your budget, HOA requirements, and Miami-Dade’s strict wind ratings.
Licensed crews complete the job on schedule. Progress photos sent daily. Your property is left spotless.
We inspect every inch together before closing the job. Warranty documents in hand before we leave your property.
Two clean roof transformations shown large so visitors can actually see the difference. Simple, premium, and much more believable.
Hurricane-damaged tile roof restored with clean new terracotta tile and a sharper finished curb appeal.
Old damaged shingles replaced with a clean architectural shingle system built for South Florida weather.
Every roof we install is built to outlast Miami’s toughest storm seasons — and look exceptional doing it.
After Hurricane Idalia took out half our tile roof, Top Hat was at our house within 4 hours. They tarped everything, handled our Citizens Insurance claim, and completed a full replacement in 3 days. Unbelievable service.
I got four quotes for my roof replacement. Top Hat wasn’t the cheapest, but they were the most professional and the only ones who explained everything clearly. Best decision I made — my roof looks incredible.
Had a persistent leak for two years — two contractors couldn’t find it. Top Hat found it in 20 minutes and fixed it the same day. These guys actually know roofing. Won’t call anyone else.
The crew was respectful, on time, and left my property cleaner than they found it. The office handled my entire Citizens Insurance claim from start to finish. Every contractor should operate this way.
Called at 11pm after a storm tore off my soffit. Someone answered, stayed calm, and a crew was there by 7am. I’ve recommended Top Hat to everyone in my HOA. Absolute professionals.
Top Hat replaced my flat roof and added a cool-roof coating. My FPL bill dropped by almost $80 a month. They saved me money on the job — and keep saving me money every month after.
Two quick steps. We’ll call you within 60 minutes to confirm details and schedule your free inspection.
Takes less than 2 minutes. No credit card, no commitment.
We’ll call within 60 minutes to confirm details and schedule your inspection. Urgent? Call (786) 933-9660
Straight answers to what Miami homeowners ask us most.
If your roof is under 15 years old and damage is localized, a repair is usually smarter. Over 20 years old with widespread damage? Replacement typically delivers better long-term value. We’ll give you an honest recommendation after your free inspection — no upselling.
Most residential replacements take 1–3 days depending on size, pitch, and material. We’ll give you a precise timeline in your quote and send daily progress photos throughout the job.
Yes — we work with all major Florida carriers including Citizens, Heritage, and Universal. Our team handles documentation, photos, and adjuster coordination to maximize your claim and minimize your out-of-pocket cost.
Concrete and clay tile are the gold standard — wind-resistant, durable in heat, and ideal for Miami’s architecture. Metal roofing excels for impact resistance. Impact-rated shingles offer a budget-friendly option. We’ll match materials to your home and budget.
Yes — Miami-Dade requires permits for all full replacements and significant repairs. We handle all permitting on your behalf and are deeply familiar with Miami-Dade’s stringent codes, among the toughest in the US since Hurricane Andrew.
We provide a written workmanship warranty on every installation. Manufacturer warranties typically run 25–50 years, with some premium products offering lifetime coverage. We walk through every warranty document before closing the job.
Replacement in Miami typically ranges from $8,000 to $25,000+ depending on size, pitch, and material. We provide free, no-obligation quotes so you know exactly what to expect before committing to anything.
Yes. We carry Florida contractor licensing, general liability insurance, and workers’ compensation coverage. We provide certificates on request. Never hire a roofer who can’t produce both — if an uninsured worker is injured on your property, you may be held liable.
Practical roofing advice for Miami homeowners — written by licensed professionals.
The 7 things every Miami homeowner should check before hurricane season — and how to fix the ones that could cost you thousands.
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A no-fluff breakdown of real costs, lifespans, and wind ratings — including what Citizens Insurance prefers and why it matters for your premium.
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Documenting storm damage, dealing with adjusters, and what to do when Citizens or Universal underpays your claim.
Read ArticleQuick questions, inspection requests, or just getting started. We respond within the hour.
Questions, inspection requests, or anything at all. We read every message personally.
We’ll respond within the hour. For urgent issues call (786) 933-9660
19 SW 6th Street
Miami, FL 33130
24/7 Emergency Line
Mon – Sat: 7am – 7pm
Emergency: 24/7
Fastest response channel